How Siri Can Save You Money And Help You Manage Your FinancesPosted by Tracy Baker on Nov 11, 2014 in Blog, Finance | 0 comments
In today’s economy, it’s important to save money any way you can. With the influx of technology, long gone are the days when you had to sit down with a pencil and paper to create and manage a budget you can live on. New advancements are being made everyday, and Apple Inc.’s iOS has a tool you will not want to miss out on. Siri is an intelligent personal assistant and knowledge navigator that can help you keep more money where it belongs: in your wallet.
Don’t Pay ATM Fees
The automatic teller machine makes it easy to get the cash you need even when your bank is closed. However, if you find yourself in an area you’re not familiar with, it can prove difficult to find a local branch, making it necessary to pay ATM fees to make your withdraw. Siri can help. By simply asking where you can find a branch, Siri will give you the nearest location as well as provide directions.
Bill Payment Reminders
Life can get hectic, and it’s all too easy to overlook a bill by just a couple of days. While likely an honest mistake, this can wreak havoc on your credit score. Aside from late fees, there’s a chance you will face an increase in your interest rate. For example, if you’re late on a credit card payment, your rate could increase, and the late payment will be reported to the credit bureaus. To make matters worse, this could cause a rate increase on other cards, even if you make your payments on them on time. Siri allows you to set up reminders for important payment dates, and you receive notification days before to allow ample time for you to get your payment made on schedule.
Save on Gas and Food
Gas prices are constantly fluctuating, and it can be frustrating to have to pay more at the pump than you have to. To make matters worse, the increasing fuel prices have a direct correlation on what you spend at dining facilities. Siri can even help you save in this aspect by letting you know the locations of the least expensive gas stations and eateries in your area.
Playing the Stock Market
Investing in the stock market is a great way to ensure you have a healthy retirement fund when that time in your life arrives. However, there are obvious risks when it comes to buying and selling. When you put Siri on the job, however, you can feel better about the choices you make. She can give you real-time information on your favourite stocks as well as what stocks are not doing well, making you a more informed investor.
Saving on the Weekends
After a long week’s work, you deserve to enjoy yourself. If you like to shop downtown, allow Siri to help you do so within your budget. She can provide you with bargain-shopping stores in your area including speciailty stores so you can get just what you’re looking for, at a fraction of the price.
Had you thought about using Siri to help you manage your money?